Plus, there’s no minimum balance or monthly fees for its checking or savings accounts. It offers the services you’d get from a typical bank, including checking and savings accounts, money market accounts, and CDs. All banks on this list have FDIC insurance up to $250,000 per person per account.Īlly Bank is one of the best-known online banks. Here are the best online banks, including options from national banks, neobanks, and credit unions. If you’re using the routing number found in the app and still having issues, chat with us in the app or call (844)-244-6363. I used the routing number that I found in the app, but it's not working. If you’re still having trouble, try accessing the form on . Click Settings > Direct deposit setup > Get completed form to directly print or download the file.

Make sure the email associated with your Chime account is correct (this is where the form will be sent).

Check your spam or junk inbox for the email.

I tapped “Get completed form” in the app, but still haven’t received my form. You can find these on the website under Settings > Direct deposit setup, or in the app under Move Money > Move your direct deposit > Get completed form. If you can’t find your employer in the app after tapping Find employer, you’ll have to set up the direct deposit manually by providing your employer with your routing and account numbers. What if I can’t find my employer on the list in the app? Until you receive that first deposit, the direct deposit message will appear in the app. When you set up direct deposit in the app using Find employer, it can take up to two pay cycles for your direct deposit to switch to your Chime Checking Account. I set up a direct deposit in the app, but it's saying I didn’t. You can also do this on the website by clicking Settings > Direct deposit setup > Get completed form. To do this in-app, go to Move Money, then tap Get completed form. They may also ask for a voided check, bank name, or bank address, which you can provide by forwarding them your completed direct deposit form. SSI) :įor US Treasury deposits, unemployment benefits, and Social Security deposits, you must provide the payer with your routing and account numbers.

IRS) or Government benefits providers (e.g.

Under Checking, make sure the toggle switch next to Allow transactions is green.įor US Treasury deposits (e.g.

To receive these deposits, transactions on your debit card must be turned on. These employers need your Chime Visa® Debit Card information to set up your direct deposit, not your routing and account numbers. All other deposits are returned to the payer. We only accept deposits that match the name on the Chime account.

Chime early direct deposit